Hello guys, today we are discussing the most popular and trending loan App with which you can get a large loan very quickly with a low-interest rate. The Navi Loan App where you can get all types of loans very quickly like personal and home loans with a low-interest rate. If you are looking for the best app for a personal loan and get a large amount in your bank account. Don’t worry search on the google play store Navi loan AAP and download it. Watch the latest feature, Loans Offer, updates, and check your loan eligibility. If you have any questions or doubts about Navi Loan. Visit the Navi loan official website and clear you’re all your questions with the customer support team and complete your dream. Don’t miss out on your dream visit now and get your dream amount in your account.
About in Detailed Navi Loan App
Navi App is an application that provides the facility of Home Loans and Personal Loans in India. Through this application, you can take a loan from a mobile phone sitting at home.
This company named Navi Finserv Private Limited is a company registered by NBFC, and It works under the rules of RBI. Navi’s founder is Sachin Bansal, who founded Navi Company in 2020. This company provides instant personal loans up to 5 lakh and home loans up to Rs 2.5 crore. Recently More than 10 million people have installed this app on their mobile and it has got a rating of 4.2 in Play Store.
Download Navi App to Follow Easy Steps
Downloading Navi App is very easy, all you have to do is open Playstore and type Navi Personal Loan App in the search box. You will see this app, install it and use it, you can easily take Personal loans and Home loans.
How to Get a Large Amount of Loan by Navi App
To take a loan from Navi App, follow the step-by-step process given below –
Step 1 – First of all download the Navi App from the Play Store.
Step 2 – After this, You accept the Terms and Conditions of the Navi App and click on Continue and allow whatever Permission Navi asks from you.
Step 3 – You will be asked to enter your phone number. You enter your number and click on the option with Get OTP and get the OTP verified.
Navi app Login
Step 4 – After completing this process your account will be created on Navi App and You will come to the homepage of the Navi App. Here you will see 2 options of Personal Loan and a Home Loan.
Navi Personal Loan and Home Loan Apply
Step 5 – Click on the type of loans you want, then Navi App asks you for your basic details like –
Your name, which is on the PAN card.
Your Marital Status
Employment Type, means you are Salaried, Unemployed, Student, Retired, etc.
Your Monthly Income
In which industry do you work?
Reason for taking a loan
Your Minimum Education Qualification
You’re PAN Card Number
Your Date of Birth which is on the PAN card.
6-digit Pin Code of where you are staying.
After filling in all these details, you have to click on Submit Application.
Step 6 – After this, it will take 2 to 3 minutes for your application to be processed. You will be eligible to take a loan then you complete the further process, If your application is rejected then you will again after 90 days. After that, you can apply for a loan.
Step 7 – Once you are eligible for the loan, You have to select the loan amount and monthly installment.
Step 8 – After this complete your KYC, for this, You will need an Aadhar card and a selfie.
Step 9 – Fill in the details of the bank account in which you want money. Keep in mind that you have to give the details of the same bank account which is active.
Now the loan amount will come into your account in no time. So this was the simple process following which you can apply for the loan on Navi App.
If you have made up your mind to take a loan from Navi App, then you need to know about the eligibility criteria for taking a loan on this application. You will get a loan from this application only when you are eligible to take a loan on Navi.
Following are the eligibility criteria for availing loan on Navi App –
Navi App provides loans only to Indian citizens, If you are an Indian citizen then only you can take a loan from Navi.
Navi provides loans to people above the age of 18 years only.
Navi does not provide loans all over India, you can check in Navi Application whether you will get a loan in the area where you live or not.
Navi gives you a loan only if your credit score is good.
Documents required to take a loan from Navi App
Few documents are required to avail of a home loan and personal loan from Navi App, You get both types of loans only on Aadhar cards and PAN cards.
Documents for taking a loan from Navi App –
About Navi Personal Loan (All About Navi Personal Loan App)
We have told you earlier that you can take Home Loan and Personal Loan from Navi. That’s why we have told you about both types of loans.
The complete information about Navi Personal Loan is as follows –
Loan Amount – On Navi App, you get a personal loan ranging from 10 thousand to 5 lakh rupees.
Rate of Interest – The rate of interest on Navi personal loans ranges from 12 to 36 percent per annum.
With Tenure – Navi App, you can take a personal loan for 3 to 36 months.
Processing Fee – Whenever you take a loan from any bank or institution. Some Processing Fee is also levied, on Navi App, you get a Processing Fee of 3.99 percent on a personal loan.
Features of Navi Personal Loan
Following are the features of Navi Personal Loan –
With Navi App, you can take a personal loan up to Rs.5 lakh.
No bank statement or salary slip is required to avail personal loan from Navi App.
You do not need any kind of paperwork in Navi Laon.
You do not need any kind of collateral. Meaning that in taking a personal loan from Navi, you do not have to mortgage any kind of property.
Minimum Documents are Required for Loan
When you apply for Navi Personal Loan immediately after checking your eligibility. You will be told whether you can take a loan from Navi App or not.
You are eligible to take a loan from Navi App, Then the loan amount is immediately credited to your bank account.
Navi App provides loans in big cities of almost all the states of India.
About Navi Home Loan
Navi has added a new feature of Home Loan in its application which is going to prove to be very beneficial for the customers. The complete information about Navi Home Loan is as follows –
Loan Amount – With Navi App, you can take a home loan of 1.5 crores. This amount is enough to build a good house.
Rate of Interest – The rate of interest on Navi Home Loan is 6.95 percent per annum.
Tenure – The time for repayment of Navi Home Loan is up to 25 years. You can take a home loan from Navi for 25 years.
Features of Navi Home Loan
The main features of Navi Home Loan are as follows –
Navi App gives you a home loan up to 90% of the total property value Like the house you are buying is worth Rs 1 crore. Then you can take a home loan up to Rs 90 lakh from Navi App.
On Navi App, you get a High Loan Amount on Low EMI.
You do not have to pay any additional charges on Navi Home Loan. Such as Application Fees, Legal fee, Valuation fee or Document handling fees).
You can use Navi Home Loan for under construction, self-built, and shifting to another new house.
You are eligible for a home loan. then the loan amount is credited to your account immediately.
The home loan requires most of the paperwork, If you take a home loan from Navi App, then you do not need any kind of paperwork till you get the loan proposal. Navi Contact Details & Customer Care Number