How Do You Open an Overseas Bank Account?

Americans put millions of dollars in foreign accounts each year for a number of reasons. If you have friends or family abroad, do business overseas, have dual citizenship or plan to move, you might need a bank account outside of the country in which you currently live. Find out everything you need to know about … Read more

Record Number of Millionaires Betting Against Stock Market in 2023

Millionaire investors are predicting that stocks will fall in 2023 — and substantially. According to the CNBC Millionaire Survey, which consulted investors with $1 million or more in investable assets, 56% of millionaire investors anticipate that the S&P 500 will decline by 10% in the new year and nearly a third anticipate slippage of more … Read more

Best Low-Cost Index Funds for 2023

Low-cost index funds provide instant portfolios that might otherwise take years or even decades to build if you cobbled them together on a share-by-share basis. A single investment gives you an ownership stake in every company on whichever index your fund of choice tracks. They’re among the most popular investments on the market because they … Read more

How Much You Would’ve Lost Investing in These Super Bowl Advertisers From Last Year

In addition to being America’s professional football championship game, the Super Bowl is also the most-watched television event in America every year. With all those eyeballs attached to it, the big game draws advertisers like bees to honey. To stand out, there’s something of an arms race in terms of Super Bowl commercials, with each … Read more

No. 1 Reason to File Taxes if You Don’t Owe

Don’t you want free money? It may be the most ridiculous question ever, but it’s one that local and national governments probably ask when they have stimulus funds, rebates and other payments that end up going nowhere because the recipient never filed a tax return. These opportunities are the number one reason you should always … Read more

What Is Mobile Check Deposit? Mobile Bank Deposit

Everyday tasks can be completed anywhere and your banking needs aren’t any different. Although Direct deposit may be the most frequent option for the majority of checks you get, occasionally you’ll still have to send an actual check into your bank. It is good news that there is an alternative to do this without leaving your house. … Read more

How December’s CPI Numbers Relate to the 8.7% COLA

For the first time in more than a year, the Social Security cost-of-living adjustment (COLA) should soon outpace the U.S. inflation rate. The question now is when Social Security recipients will finally catch up on inflation hits they took in previous years. CPI: What Does December’s Consumer Price Index Report Mean For You? Experts Weigh … Read more

Choose The Best Money Saving Apps of 2023

Knowledge Of best money saving apps

Technology’s solution to the common American problem of not having enough money is money saving apps. While 20% is the gold standard of thumb, it’s still a high goal for many Americans. Money-saving apps can help you save more in many ways. These include psychological motivation, automatic investing, better budgeting, and even automatic investing. These nine apps may … Read more

The Perfect 6 Things To Consider Before You Claim Benefits

In one sense, Social Security is automatic. You qualify for benefits through working and paying taxes, and when it’s time to retire, the Social Security Administration tells you the size of your benefit. However, treating Social Security passively like this means you aren’t likely going to maximize your benefits. By taking a few key factors … Read more

What Is a US Housing Market Price Correction?

Many experts are observing signs that the U.S. could be in a Housing Market Price Correction. But what does that mean, and how will it affect homebuyers in 2023? A Housing Market Correction occurs when home prices rise so high as to be unsustainable and then drop to better meet supply and demand. The drop … Read more